In 2011, about a decade before she was arrested by federal authorities and charged with three counts of fraud and one count of conspiracy, Charlie Javice was named one of Fast Company’s “100 Most Creative People in Business.” She ranked 99th, behind luminaries such as Elon Musk, Ryan Seacrest, and Scooter Braun.

Javice, now 31, had grown up in New York’s wealthy Westchester County, the daughter of a longtime Goldman Sachs banker and a life-coach specialist. She had gone to a $40,000-a-year bi-lingual private school (she’s a U.S.-French dual citizen), ridden horses competitively, and summered in Thailand and Myanmar.